How to Download a BMO Bank Statement (PDF) and Convert It

Whether you are reconciling a month, preparing taxes, or sending records to an accountant, the first thing you need is the statement document itself. Here is how to download a BMO (Bank of Montreal) statement as a PDF from either online banking or the mobile app, and how to turn it into a spreadsheet afterward. Menu wording changes from time to time, so treat these as general steps rather than exact labels — the pattern is the same even when the buttons move.

On BMO online banking (desktop)

1. Sign in to BMO online banking from your web browser.
2. Open the account you need a statement for — chequing, savings, or a credit card.
3. Look for a Statements or Documents area. It is usually near the account details or tucked under a "More" or settings option.
4. Choose the statement period. Statements are normally organized by monthly cycle.
5. Open the statement and download the PDF to your computer.

If you do not see older periods, there is often a way to view archived statements or request specific months. Accounts that were switched to paperless delivery may only show e-statements from the date that delivery started, so anything before that point might need a separate request.

In the BMO mobile app

1. Open the app and sign in.
2. Tap the account you want, then look for a Statements or Documents option.
3. Pick the period you need and open it.
4. Use the share or download icon to save the PDF to your phone, or email it to yourself so it lands on a computer where you can work with it.

The app is convenient for grabbing a single recent statement. If you need several months at once, the desktop site is often easier because you can download each period one after another. The app may also limit how far back the available history goes, so reach for the website when you are pulling a longer stretch of statements for a loan, an audit, or a year-end review.

E-statements vs paper statements

If you switched to paperless delivery, your statements live in the online banking and app Statements area as PDFs you can download any time. If you are still on paper statements, the online history may be shorter or unavailable, and you might need to request specific periods. Either way the goal is the same: a clean PDF copy on a device where you can convert it into a spreadsheet. If a statement is missing from the list, look for an option to view archived or older documents before assuming it is gone.

Choosing the right account and period

A few things worth checking before you download:

• Match the account. Each chequing, savings, and credit card account has its own statement stream. Make sure you are downloading from the account the transactions belong to.
• Pick the right cycle. Statements follow a billing or monthly cycle rather than calendar months exactly, so the dates on the cover may not line up perfectly with month-end.
• Grab consecutive months when needed. Tax filing, a loan application, or a mortgage review often requires several months in a row. Download each period as a separate PDF.
• Keep the originals. Save the untouched PDFs somewhere safe. They are your source documents if anyone later asks to verify the numbers.

For general guidance on the records Canadians are expected to keep, the Canada Revenue Agency publishes guidance on keeping records.

Turn the statement into data

A PDF is fine for reading, but it is not something you can sort, total, or filter. To actually work with the transactions — categorizing spending, reconciling against your books, or importing into accounting software — you need the rows in a spreadsheet.

There are three common ways to do that:

• Type it in by hand. Workable for one short statement, but slow and easy to fumble a digit.
• Copy and paste. Works only if the PDF has a real text layer, and columns often collapse into a single cell, so you spend time cleaning up afterward.
• Automated extraction. A converter reads the statement, detects the transaction table, and exports clean rows. This suits multiple statements or any recurring monthly workflow.

The trade-offs of each are covered in detail in how to convert a bank statement to Excel.

Convert your BMO statement to Excel or CSV

Once you have the PDF saved, drop it into the free bank statement converter to export the transactions to Excel or CSV. The converter handles the column mapping for you — dates, descriptions, debits, credits, and running balance — so you skip the manual cleanup that copy-paste usually leaves behind.

Export to XLSX when you want formulas, formatting, or multiple sheets in one workbook. Export to CSV when you need a plain file to import into accounting or bookkeeping software.

A quick recap

1. Sign in to BMO online banking or the mobile app.
2. Open the right account and find the Statements or Documents area.
3. Choose the period and download the PDF.
4. Convert the PDF to Excel or CSV with the free bank statement converter.

With the original PDF saved and a clean spreadsheet in hand, you have everything you need for reconciliation, budgeting, or tax preparation — and a repeatable process for next month.